Why a Core7 Realtor is the Best Choice for Your Home Buying Journey

Why a Core7 Realtor is the Best Choice for Your Home Buying Journey

Most real estate agents spend a significant amount of their time prospecting for new business—cold calling, door knocking, advertising, and sending direct mail. A Core7 Realtor, however, takes a different approach. They work by referral, focusing on serving their clients before, during, and after each transaction. Their goal is not just to help you buy a home but to guide you through the entire process while ensuring your real estate decisions align with your overall financial goals.

Asking the Right Questions

A Core7 Realtor begins by asking high-level questions to understand what’s important to you. They don’t just help you buy a home—they help you integrate real estate into your long-term financial strategy. One of the key questions they ask is:

"If I could wave a magic wand and have everything work out perfectly for you, what does that look like?"

Other important questions include:

• How old are your children? How many years until you need to consider school districts?
• Will you need a yard?
• Do you have goals of owning a second home in the future?
• Will you be pursuing a graduate degree or starting a business?

These questions ensure that your home purchase supports your lifestyle and financial future.

Getting Pre-Approved for a Mortgage

Once you’ve had your buyer meeting, your Core7 Realtor will introduce you to a trusted mortgage professional to get pre-approved before you start looking at homes. This step is crucial because it reduces stress by giving you a clear understanding of what you can afford.

A Core7 Mortgage Originator goes beyond just securing a loan—they help incorporate your mortgage into your overall financial strategy. This means considering:

• Your short- and long-term financial goals
• Your payment, equity, and cash flow objectives

A true pre-approval strengthens your offer. Many sellers will choose a pre-approved buyer over a higher offer that only comes with a pre-qualification. This could make the difference between securing your dream home or losing it to another buyer.

Understanding the Home Search Process

Buying a home isn’t about picking one out on day one—it’s a process of elimination, not selection. Your Core7 Real Estate Team will guide you through viewing different properties so you gain a solid understanding of the market before making an offer.

A great tip is to grade properties A, B, C, or D while browsing online:

• You’ll only visit the A, B, and C homes
• This helps you narrow down your options before committing to a home

Navigating the Offer and Purchase Process

Once your offer is accepted, you’ll be introduced to a Real Estate Attorney or an Escrow Officer. They will:

• Help you draft your Purchase and Sale Agreement
• Monitor important contingency dates (especially your mortgage commitment deadline)

The mortgage commitment date is crucial—it’s when you must have final approval for your loan. If you miss this date and can’t secure financing, you risk losing 5-10% of your deposit. Sellers typically require a $1,000 deposit upfront, with the remaining 5% due at Purchase and Sale.

Why You Need a Team

Unexpected situations can arise during any real estate transaction. That’s why having a Core7 team supporting you is essential. They manage the process, watch out for critical deadlines, and ensure you’re making informed decisions.

With the right Realtor, Mortgage Originator, and Legal Team working together, you’ll have a smooth, stress-free experience—and you’ll know that every step of the way, your best interests are the priority.

Are you ready to experience the Core7 difference? Let’s start the conversation today!