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REAL ESTATE & WEALTH PLANNING QUESTIONNAIRE

PERSONAL & PRIVATE QUESTIONNAIRE

It is for members who want more specific guidance based on their own situation, instead of general examples. (JUST PUT N/A IF YOU DON'T FEEL COMFORTABLE ANSWERING)

The questions help us understand where you are, what you’re trying to do, and what concerns you most. This allows us to give clearer, more thoughtful answers that actually apply to you.

Your information is private and not shared with anyone.

There is no selling, no obligation, and no pressure to move forward with anything. This is simply a way to get more personalized insight if you want it.

If you prefer to just learn, read posts, and ask general questions in the community, that is perfectly fine too.

Click the button below to start.

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Question 1 of 32

Full Name? (If there is more than 1, please list ALL others)

Question 2 of 32

Today's Date?

Question 3 of 32

WHAT TOWN/CITY/STATE ARE YOU LOCATED?

Question 4 of 32

What is most important for you to learn about? (Please write as much as you would like so we can research everything beforehand).

Question 5 of 32

What professionals do you have a strong business relationship with?

(Select all that apply)
A

Real Estate Agent

B

Mortgage Professional

C

Real Estate Attorney

D

Financial Advisor

E

Estate Planner

F

Insurance Agent

G

Accountant

Question 6 of 32

Date of Birth?

Question 7 of 32

Do you currently rent or own a home?

A

Own

B

Rent

C

Other

Question 8 of 32

If you own, what is your mortgage payment? (If there is more than 1 client please list information for ALL others)

Question 9 of 32

If you rent, what is your monthly rent payment? (If there is more than 1 client please list information for ALL others)

Question 10 of 32

If looking to purchase real estate, what property type are you looking to finance?

A

SINGLE FAMILY

B

CONDOMINIUM

C

2-FAMILY

D

3-FAMILY

E

4-FAMILY

F

OTHER

G

N/A

Question 11 of 32

What is the MAXIMUM monthly payment that you feel comfortable with? 

(If there is more than 1 client please list information for the total payment combined)

Question 12 of 32

How are you employed?

(If there is more than 1 client please list information for ALL others)

A

Self Employed

B

W-2: Salaried

C

Receive Bonus or Commission income?

D

Part Time Income

E

OTHER

Question 13 of 32

What is your exact annual income?

(If there is more than 1 client please list information for ALL others)

Question 14 of 32

What is you monthly debt? (If there is more than 1 client please list information for ALL others)

 

Installment Debt: (EXAMPLE: Mortgage Payments, Car Payments, Student loans)

 

Revolving Debt: (EXAMPLE: Minimum payments on credit cards)

Question 15 of 32

How would you rate your credit?

(If there is more than 1 borrower please select information for ALL others)

A

EXCELLENT/PERFECT (Never been late/Long History)

B

GOOD (Rare late payments/More than a 2 year history)

C

FAIR (A few late payments)

D

POOR (I'm concerned about my credit score)

E

LIMITED (1 tradeline or less with less than a 1 year history) OR NO CREDIT

F

N/A

Question 16 of 32

How much are you looking to put as a downpayment?

Question 17 of 32

Are you familiar with how the tax advantages of a mortgage work?

A

YES

B

NO

C

SOMEWHAT

D

NOT AT ALL

Question 18 of 32

Do you feel that you have enough readily available money necessary to get through a 3 to 6 month financial setback or emergency?

A

YES

B

NO

C

UNSURE

Question 19 of 32

Have you started planning a college fund for your children or grandchildren?

A

YES

B

NO

Question 20 of 32

Do you contribute to a 401k plan through your employer?

A

YES

B

NO

Question 21 of 32

Do you maximize your contributions?

A

YES

B

NO

Question 22 of 32

Do you feel you are saving enough to retire comfortably and to fund other investments? (Children's college education, real estate goals, etc?

A

YES

B

NO

C

UNSURE

Question 23 of 32

Do you have life insurance protection?

A

YES

B

NO

Question 24 of 32

If yes, Term or Whole Life? How Much?

 

 

 

Term? - $$$

 

(If there is more than 1 borrower please list information for ALL others)

 

 

 

Whole? - $$$

 

 

 

Question 25 of 32

Do you have an umbrella policy in place?

A

YES

B

NO

Question 26 of 32

Have you created a will to protect your family's assets and care for your loved ones?

A

YES

B

NO

Question 27 of 32

Once your offer is accepted, how would you like to handle rate shopping and rate locking? 

(Please select the option that best fits you.)

A

I plan to get pre-approved by you. Once my offer is accepted, I’ll do reasonable due diligence to make sure my rate is competitive (within 0.125%–0.25% of the market). Service and advice matter most to me, but I do want a competitive rate.

B

I plan to get pre-approved and, once my offer is accepted, shop different lenders for the lowest possible interest rate. My main focus is the lowest rate available.

C

I’m not sure yet and would like to talk this through and understand it better.

D

I'm trusting you 100% and will not be doing any due diligence regarding rates (NOT RECOMMENDED)

Question 28 of 32

ONLY IF YOU ARE CONSIDERING REFINANCING YOUR HOME

If there are closing costs, would you like to incorporate them into the loan amount or would you prefer to pay them out of pocket?

A

In the loan

B

Out of pocket

C

Paid by the lender

D

N/A

Question 29 of 32

ONLY IF YOU ARE CONSIDERING REFINANCING YOUR HOME (If this is a home purchase. Please put N/A in the answer box)

 

Have you made improvements to your home that would affect the value?

Question 30 of 32

ONLY IF YOU ARE CONSIDERING REFINANCING YOUR HOME

 

Do you plan to payoff a home improvement loan or 2nd lien with this loan?

A

Yes

B

No

C

N/A

Question 31 of 32

ONLY IF YOU ARE CONSIDERING REFINANCING YOUR HOME (If this is a home purchase. Please put N/A in the answer box)

What was the last date you financed/refinanced this property?

Question 32 of 32

ONLY IF YOU ARE CONSIDERING REFINANCING YOUR HOME (If this is a home purchase. Please put N/A in the answer box)

 

Please explain, in detail, what you're trying to accomplish with this refinance?

Confirm and Submit