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MORTGAGE PLANNING QUESTIONNAIRE

These are the questions that are not on a Loan Application that enable us to add more value, speed up the process, and find the best loan for you based on rate and structure.

Thank you so much for filling this out completely. We appreciate it!!

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Question 1 of 47

Full Name? (If there is more than 1 borrower please list ALL others). 

 

Write all names as you would like them to appear on the deed.

Question 2 of 47

Today's Date?

Question 3 of 47

Date of Birth?

Question 4 of 47

Do you currently rent or own a home?

A

Own

B

Rent

C

Other

Question 5 of 47

If you own, what is your mortgage payment? (If there is more than 1 borrower please list information for ALL others)

Question 6 of 47

What is your mailing address?

Question 7 of 47

If you rent, what is your monthly rent payment? (If there is more than 1 borrower please list information for ALL others)

Question 8 of 47

What property type are you looking to finance?

A

SINGLE FAMILY

B

CONDOMINIUM

C

2-FAMILY

D

3-FAMILY

E

4-FAMILY

F

OTHER

Question 9 of 47

WHAT TOWN/CITY ARE YOU LOOKING IN? (Please list all that apply)

Question 10 of 47

What is the MAXIMUM monthly payment that you feel comfortable with? 

 (If there is more than 1 borrower please list information for the total payment combined)

Question 11 of 47

Do you have any goals of building a Real Estate Portfolio?

(Investment Property)

A

Yes

B

No

C

Possibly. Let's discuss.

Question 12 of 47

How are you employed?

(If there is more than 1 borrower please list information for ALL others)

A

Self Employed

B

W-2: Salaried

C

Receive Bonus or Commission income?

D

Part Time Income

E

OTHER

Question 13 of 47

What is your exact annual income?

(If there is more than 1 borrower please list information for ALL others)

Question 14 of 47

What is you monthly debt? (If there is more than 1 borrower please list information for ALL others)

 

Installment Debt: (EXAMPLE: Mortgage Payments, Car Payments, Student loans)

 

Revolving Debt: (EXAMPLE: Minimum payments on credit cards)

Question 15 of 47

How would you rate your credit?

(If there is more than 1 borrower please select information for ALL others)

A

EXCELLENT/PERFECT (Never been late/Long History)

B

GOOD (Rare late payments/More than a 2 year history)

C

FAIR (A few late payments)

D

POOR (I'm concerned about my credit score)

E

LIMITED (1 tradeline or less with less than a 1 year history) OR NO CREDIT

Question 16 of 47

What is your best estimate of how long you might keep this new loan?

A

1 yr

B

2 yrs

C

3 yrs

D

4 yrs

E

5 yrs

F

Longer

Question 17 of 47

How much are you looking to put as a downpayment?

Question 18 of 47

Are you familiar with how the tax advantages of a mortgage work?

A

YES

B

NO

C

SOMEWHAT

D

NOT AT ALL

Question 19 of 47

Do you feel that you have enough readily available money necessary to get through a 3 to 6 month financial setback or emergency?

A

YES

B

NO

C

UNSURE

Question 20 of 47

Have you started planning a college fund for your children or grandchildren?

A

YES

B

NO

Question 21 of 47

Do you contribute to a 401k plan through your employer?

A

YES

B

NO

Question 22 of 47

Do you maximize your contributions?

A

YES

B

NO

Question 23 of 47

Do you feel you are saving enough to retire comfortably and to fund other investments? (Children's college education, real estate goals, etc?

A

YES

B

NO

C

UNSURE

Question 24 of 47

Do you currently have a realtor?

A

YES

B

NO

Question 25 of 47

If no, would you like me to refer you to an experienced realtor who proudly serves the marketplace where you are looking for a home?

A

YES

B

NO

Question 26 of 47

Name and email address of your Realtor?

Question 27 of 47

Please rate, as objectively as possible, on a scale from 1 - 10 how your relationship is with your Accountant?

A

9 - 10 = Great Relationship

B

7 - 8 = Good relationship

C

Below 6 = Poor relationship

D

No Relationship

Question 28 of 47

Name and email address of your Accountant?

(I will not contact without your permission)

Question 29 of 47

Please rate, as objectively as possible, on a scale from 1 - 10 how your relationship is with your Financial Advisor?

A

9-10 = Great relationship

B

7 - 8 = Good relationship

C

6 OR BELOW

D

No Relationship

Question 30 of 47

Name and email address of your Financial Advisor?

(I will not contact without your permission)

Question 31 of 47

Please rate, as objectively as possible, on a scale from 1 - 10 how your relationship is with your Insurance Agent?

A

9-10 = Great relationship

B

7-8 = Good relationship

C

6 OR BELOW

D

NO RELATIONSHIP

Question 32 of 47

Do you have life insurance protection?

A

YES

B

NO

Question 33 of 47

If yes, Term or Whole Life? How Much?

 

 

 

Term? - $$$

 

(If there is more than 1 borrower please list information for ALL others)

 

 

 

Whole? - $$$

 

 

 

Question 34 of 47

Do you have an umbrella policy in place?

A

YES

B

NO

Question 35 of 47

Have you created a will to protect your family's assets and care for your loved ones?

A

YES

B

NO

Question 36 of 47

What are your 2 - 10 years financial goals?

(Please be as detailed as possible. We want to make sure this loan is integrated into your overall financial plan. It's helps us manage your mortgage long after your closing)

Question 37 of 47

What is the most important to you about working with a lender?

A

Finding the lowest Interest Rate

B

Having the lowest Closing Costs

C

Receiving great service, great advice, with competitive rates and fees, and ongoing Mortgage Management after the loan closes?

D

Receiving the highest rate with the highest fees...JUST KIDDING LOL: )

E

OTHER

Question 38 of 47

There’s no right or wrong answer — transparency here helps us support you properly. 

Which statement best describes how you prefer to choose a mortgage lender?

A

Rate Is the Deciding Factor. Our decision will be based on interest rate alone. We plan to move forward with whichever lender offers the lowest rate at the time we commit.

B

Competitive Rate + Experience & Relationship As long as the rate is competitive, we value experience, guidance, and working with a trusted mortgage team. Overall value matters more to us than just the lowest rate.

C

I/We Prefer Option B, Want More Clarity I/We prefer Option B, but would like more clarity on what “competitive” means before committing.

Question 39 of 47

How important is ongoing mortgage support after closing (mortgage reviews, Rate Watch for refinancing opportunities, and long-term planning)?

A

Very important

B

Somewhat important

C

Not important

D

New Choice

Question 40 of 47

Can we have your permission to pull your credit?

After you fill this form out you will be able to schedule your Mortgage Consultation, and will be taken to our protected website to upload docs etc. Some of the info may be redundant, but helps us do the best job for you. Please do your best.

A

YES

B

NO

Question 41 of 47

ONLY IF YOU ARE CONSIDERING REFINANCING YOUR HOME

If there are closing costs, would you like to incorporate them into the loan amount or would you prefer to pay them out of pocket?

A

In the loan

B

Out of pocket

C

Paid by the lender

D

N/A

Question 42 of 47

ONLY IF YOU ARE CONSIDERING REFINANCING YOUR HOME (If this is a home purchase. Please put N/A in the answer box)

 

Have you made improvements to your home that would affect the value?

Question 43 of 47

ONLY IF YOU ARE CONSIDERING REFINANCING YOUR HOME

 

Do you plan to payoff a home improvement loan or 2nd lien with this loan?

A

Yes

B

No

C

N/A

Question 44 of 47

ONLY IF YOU ARE CONSIDERING REFINANCING YOUR HOME (If this is a home purchase. Please put N/A in the answer box)

What was the last date you financed/refinanced this property?

Question 45 of 47

ONLY IF YOU ARE CONSIDERING REFINANCING YOUR HOME (If this is a home purchase. Please put N/A in the answer box)

 

Please explain, in detail, what you're trying to accomplish with this refinance?

Question 46 of 47

Who should my team and i consider as the primary contact throughout the loan process?

Question 47 of 47

Please let us know any questions/concerns that you have?

(If you don't have any, just put N/A in the box)

Confirm and Submit